Share Certificates & IRA Certificates
Share Certificates
You can start your Share Certificate with a minimum deposit of just $500.00 for any term.
- Certificates pay dividends with terms as short as 6 months or as long as 72 months.
| term share certificates certificate term |
minimum opening deposit |
dividends paid |
divident rate / annual percent yield |
| 6-11 month BUMP |
$500.00 | monthly | .46% / .46% |
| 12-17 month BUMP |
$500.00 | monthly | .61% / .61% |
| 18-23 month BUMP |
$500.00 | monthly |
.75% / .75% |
| 24-35 month BUMP |
$500.00 | monthly | 1.05% / 1.06% |
| 36-47 month BUMP |
$500.00 | monthly |
1.15% / 1.16% |
| 48-59 month BUMP |
$500.00 | monthly | 1.30% / 1.31% |
| 60-72 month BUMP |
$500.00 | monthly | 1.60% / 1.61% |
***A penalty will or may be imposed for early withdrawal on Term Share Certificates.
***Any fees assessed could reduce earnings.
***For information on applicable rates and fees on any of these accounts, please consult a credit union employee.
***Rates effective 02/01/2012 and may change without notice
***APY = Annual Percent Yield
***Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
